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How we flew Virgin Upper Class to London on points with my mom and 11-year-old, plus Niagara Falls, the Andaz Liverpool Street, the Cotswolds and a cruise.

Westminster Abbey with a red double-decker bus in London
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Westminster Abbey with a red double-decker bus in London

How we flew Virgin Upper Class to London on points with my mom and 11-year-old, plus Niagara Falls, the Andaz Liverpool Street, the Cotswolds and a cruise.

London on Points: Business Class With My Mom and Daughter

Before the end of the year, are you leaving money on the table? A lot of credit card credits expire on December 31. Not the card itself, just the money sitting on it. Those “free” things that just come with your card like restaurant credits, Apple Tv subscriptions, travel portal credits, and more!
I went through the cards most of you carry and pulled every credit that resets or ends this year. It’s sorted by bank, so tap yours below and skip the rest.

Credit Card Credits Expiring December 31, 2026: Use Them or Lose Them

Six blue U.S. passports held together in a circle at the airport before a family trip

Kids under 16 can’t renew their passports. Here’s how we renewed our kids’ passports, how adults renew by mail or online, 2026 fees and timing, and a checklist to take with you.

How to Renew Kids’ Passports (and Yours)

Bright white laundry room with towels and baskets, ready for post-vacation laundry

What we do when we get home from vacation with four kids: every suitcase opened right away, laundry going, groceries delivered, easy dinners, and a recovery day. Plus a post-vacation checklist.

What We Do When We Get Home From Vacation

Mom and daughter sitting at the water’s edge on a white sand beach

The family travel essentials I bought with my own money and would buy again, from travel sandals and packing cubes to snack trays and a white noise machine.

My Favorite Family Travel Essentials

Travelers sleeping on the floor of an airport terminal next to their bags after missing their flights

Our friends missed their connection in Paris and paid for a hotel. Here’s what to do if you miss a connecting flight, what airlines may cover, and how I’d plan the next trip.

What to Do If You Miss a Connecting Flight (and Who Pays)

So, what is Paze? It’s a free online checkout created by major U.S. banks from the company that created Zelle. It lets you pay on sites using your existing credit or debit cards without typing your full card numbers or downloading a separate app. Right now, if you spend $10 you get $10 back!

What Is Paze? How to Get Up to $100 Back Per Card

Here’s what most people never find out: credit card presale tickets are often sitting there the whole time, in a separate pool of seats the general public never sees. I know, because that’s exactly how I got Eras Tour tickets.

This guide covers every major card issuer offering concert presale access in 2026, where to find your presale code on each card, and what I learned using one when tickets were nearly impossible to get.

Concert Presale Codes: Credit Card Programs With Early Access

Someone once told me they celebrate their anniversary more than any other occasion because every year you don’t get divorced, you’re beating the odds.

20 Couples Trips You Can Book With Points

American Express Membership Rewards added a new transfer partner: Leaders Club, the loyalty program behind Leading Hotels of the World, a collection of independent luxury hotels that points have basically never been able to reach. Every points blog on the internet is currently covering this. So, let’s look at this newest addition to the points and miles world.

How to Use Amex Points at Leading Hotels of the World

SEE THE TOOLS

The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.

Points and Money Tools

Tools I Use

Show me how

Our first year on points, we saved $53,726 on five family trips (before I had a single follower). Now you can get there three ways: learn it step by step in the 30-day TRM Points Challenge, let my AI Trip Planner map out your next trip, or join TRM+ for $9.99 a month and stay current on every offer and masterclass.

Your Family's Next Trip, Nearly Free

your next trip starts here

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American Express Membership Rewards added a new transfer partner: Leaders Club, the loyalty program behind Leading Hotels of the World, a collection of independent luxury hotels that points have basically never been able to reach. Every points blog on the internet is currently covering this. So, let’s look at this newest addition to the points and miles world.