Lately, with people buzzing about EINs being helpful (and sometimes required) when it comes to business credit cards, I wanted to walk you through exactly what it is, and how to get one the easiest way possible. Then you won’t have to overthink it like I did.

If you’re trying to travel more with your family by earning points and miles, you’ve probably heard that applying for a business credit cards is a great way to boost those rewards. But if you’re running a side hustle — whether it’s selling things online, freelancing, or offering a service — you might be wondering, “Can I apply for a business credit card even if my business is small- like really small. Like, $100 a year small”