Graphite™ Business Cash Unlimited Card
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Annual fee: annual_fees • See Rates and Fees
Terms apply to American Express benefits and offers. Enrollment may be required for select benefits.
My Take
This is a cash back card built for businesses that spend a lot.
You earn 2% cash back on eligible purchases and 5% cash back on flights and prepaid hotels booked through American Express Travel® Online. Unlike The American Express Blue Business Cash™ Card, the 2% doesn’t drop to 1% after $50,000.
It has a higher annual fee (see above), so run your numbers first. It makes the most sense when your yearly spending is high enough that the extra cash back outweighs the fee.
If your business spends less than that, start with The American Express Blue Business Cash™ Card.
Benefit Highlights
- 2% cash back: On eligible purchases.
- 5% on Amex Travel: On flights and prepaid hotels booked through American Express Travel® Online.
- Reward Dollars: Redeem as a statement credit or at Amazon.com checkout.
- No Preset Spending Limit: The amount you can spend adjusts based on your purchase, payment and credit history.
- American Express One AP® credit: Spend $250,000 in eligible purchases in a calendar year to get up to $2,400 in statement credits toward One AP monthly fees the next calendar year. Enrollment required.
- No foreign transaction fees.
For rates and fees of the Graphite™ Business Cash Unlimited Card, please visit Rates and Fees.
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For rates and fees of The American Express Blue Business Cash™ Card, please visit Rates and Fees.