The American Express Blue Business Cash™ Card

The American Express Blue Business Cash™ Card

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Learn How to Apply

Annual fee: annual_fees • See Rates and Fees

Terms apply to American Express benefits and offers. Enrollment may be required for select benefits.


My Take

This is the business card I’d look at if you want straightforward cash back without tracking rewards categories.

You earn 2% cash back on eligible purchases on up to $50,000 per calendar year, then 1%. Cash back is automatically credited to your statement, so there’s nothing to redeem.

If you’d rather earn points you can transfer to airlines and hotels, look at The Blue Business® Plus Credit Card from American Express. It’s the points version of this card.

Not sure if you qualify for a business card? Start with my business card guides.

Benefit Highlights

  • 2% cash back: On eligible purchases on up to $50,000 per calendar year, then 1%.
  • Automatic cash back: Credited to your statement.
  • Expanded Buying Power: Option to spend above your credit limit. The amount adjusts based on your Card use, payment history and other factors.
  • Employee Cards: Earn cash back on employee purchases.
  • Connect to QuickBooks®: Sync your Card transactions. Enrollment required.
Terms apply.

For rates and fees of the The American Express Blue Business Cash™ Card, please visit Rates and Fees.

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For rates and fees of The Blue Business® Plus Credit Card from American Express, please visit Rates and Fees.