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The Blue Business® Plus Credit Card from American Express

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Annual fee: annual_fees  •  See Rates & Fees

Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com.

The Rewards Mom may receive a commission from card issuers. Some or all of the card offers that appear on The Rewards Mom are from advertisers and may impact how and where card products appear on the site. The Rewards Mom does not include all card companies or all available card offers.

American Express Disclosure: The Rewards Mom may receive a commission from card issuers. For rates and fees of The Blue Business® Plus Credit Card from American Express, please visit www.americanexpress.com.

My Take

This is a great card for anyone that wants to earn Membership Rewards® points for a zero dollar annual fee. Pairing this card with Rakuten boosts your point earning potential even more. If you’ve ever wondered whether you actually qualify for a business card, you might want to check this first because the answer might surprise you. I love how flexible these points are: you can transfer them to airline partners for flights (I talk more about that in my Delta guide), or to hotel programs like Hilton and Marriott for family stays. And if you’re patient, those transfer bonuses that pop up throughout the year can stretch your points even further.

Benefit Highlights

  • 2X on everyday eligible purchases: Earn 2X Membership Rewards® points on the first $50,000 in purchases each calendar year (then 1X).
  • No annual fee: Simple keeper card to build your Membership Rewards® balance over time.
  • Pairs well with category cards: Use this when a purchase doesn’t fit a higher 3X/4X bonus elsewhere.
  • Employee cards: Add cards for trusted users to consolidate spend and streamline rewards (see terms).
  • Expanded buying tools: Business-friendly features designed to help manage cash flow and track expenses (see terms).
Enrollment required for select benefits. Category, cap, eligibility, and benefit terms are subject to change; see American Express for full details.

For rates and fees of The Blue Business® Plus Credit Card from American Express, see Rates & Fees .

Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities.

Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.

American Express Disclosure: The Rewards Mom may receive a commission from card issuers. Some or all of the card offers that appear on The Rewards Mom are from advertisers and may impact how and where card products appear on the site. The Rewards Mom does not include all card companies or all available card offers.