Flying budget airlines with kids might sound like a disaster waiting to happen—but it doesn’t have to be. On one of our recent trips, I had all four kids, snacks, tablets, and backpacks in tow. We boarded a low-cost airline, and honestly? It was one of the smoothest flights we’ve ever had. The trick is knowing what to pack (and what not to), and which travel hacks and credit cards will help get you there without overspending.

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I used to think taking my entire family of six on a tropical vacation in the middle of winter would cost us $10,000 or more. Flights alone felt out of reach, especially when I started adding in food and two hotel rooms. But then I started using points the way they were meant to be used—intentionally, with a clear plan for each trip.

There’s something really satisfying about checking into a hotel where you’re staying for free—especially when it’s somewhere you’d never want to pay cash for. IHG One Rewards points can make that happen, and while they don’t always get as much attention as some other hotel points, they can still unlock great value—especially when you know how to get the most from IHG points with kids.

In this guide, I’ll walk you through everything you need to know about Hilton Honors—how to earn and redeem points, the best credit cards to maximize your stays, and how to get the most out of Hilton’s elite perks. Let’s dive in so you can start planning your next family getaway for nearly free!