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The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.
Points and Money Tools
Tools I Use
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If you want a vacation that is catered to families, this is it.
Disney is worth it, but it’s also pricey.
This guide breaks down exactly how to save on the biggest Disneyland expenses, plus a few extra strategies to make planning feel so much easier.


Disney World is different from any other vacation. You enter a new world where all you have to worry about is magic. Magic for your kids, magic for you, and magic for your vacation. From the restaurants, to the character meet-ups, to the customer service, it’s all exemplary. I’m really starting to understand why people go to Disney year after year.
So let’s learn how to save on Disney World!

One of the biggest questions I get is: Where should we stay the night before a cruise?
You always want to stay somewhere the night before. Imagine flying in day of the cruise with unexpected flight delays and you miss the very vacation you have been planning on for months.
Families want something simple. Easy transportation. A smooth morning. No stress figuring out how to get to the port with kids, luggage, and all the pre-cruise excitement.

I have so many friends that tell me they really want to take their kids to Disney before they age out. But Disney anything, Disneyland, Disney World, or Disney Cruise, can feel unattainable because it’s not affordable.
But then I learned the secret:
There are actually three major ways to save on Disney.
Those points are Capital One points.
Let me be clear: Disney itself does not accept Capital One points, but if you book through a travel agency, they do.
Once you understand that one detail, Disney stops feeling impossible, and starts feeling doable.

If you already understand how Hyatt free night awards work and how to use them, the fun part is deciding where to use them.
Hyatt recently limited free night awards to hotels in Categories 1–4. At first glance that can feel restrictive, but in practice there are still tons of great options if you know where to look. From family-friendly resorts to easy city bases and international gems, you can stretch these certificates much further than most people realize.

When you’re traveling with kids that often means multiple rooms, more flights to find, and school break pricing. It can feel like points disappear fast.
Somewhere along the way, something shifted. I realized I wasn’t worrying about running out of points anymore. Not because we suddenly had endless balances, but because we built a system that keeps points flowing in consistently.
Can’t remember where you saw it? Whether it was a credit card tip, a travel itinerary, or that dress from Instagram—if I’ve shared it, you can probably find it here.
SEE THE TOOLS
The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.
Tools I Use
Our first year on points, we saved $53,726 on five family trips (before I had a single follower). Now you can get there three ways: learn it step by step in the 30-day TRM Points Challenge, let my AI Trip Planner map out your next trip, or join TRM+ for $9.99 a month and stay current on every offer and masterclass.
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When you’re traveling with kids that often means multiple rooms, more flights to find, and school break pricing. It can feel like points disappear fast.
Somewhere along the way, something shifted. I realized I wasn’t worrying about running out of points anymore. Not because we suddenly had endless balances, but because we built a system that keeps points flowing in consistently.