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When it comes to earning American Express Membership Rewards points, most people focus on welcome offers from new credit cards and every day spending. While both strategies are incredibly valuable, there’s a lesser-known yet equally powerful strategy to quickly rack up points—using Rakuten. This method is especially useful given AMEX’s stricter rules on new card sign-ups. Here’s how you can earn a substantial amount of Membership Rewards points without applying for a new card.

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When it comes to earning American Express Membership Rewards points, most people focus on welcome offers from new credit cards and every day spending. While both strategies are incredibly valuable, there’s a lesser-known yet equally powerful strategy to quickly rack up points—using Rakuten. This method is especially useful given AMEX’s stricter rules on new card sign-ups. Here’s how you can earn a substantial amount of Membership Rewards points without applying for a new card.

How to Earn American Express Membership Rewards Points with Rakuten

Christmas tree

When it comes to Christmas, our family keeps things simple and intentional with a tradition I love: the four-gift Christmas. If four gifts were good enough for Jesus, then they’re certainly good enough for our kids! This approach helps us focus on the reason for the season without feeling materialistic or overwhelmed by “stuff” when it’s all over. Each of our four gifts is themed after the original gifts given to Jesus—gold, frankincense, and myrrh—plus a fourth surprise from Santa and their stockings. Let me break down how it works and why it’s been such a blessing for us.

How We Do a Four-Gift Christmas (And Why It’s Perfect for Our Family)

Virgin Atlantic Plane

If you’ve ever had that moment where you’re staring at flight prices and wondering if your dream trip is even possible—been there. Especially with a big family, airfare can feel like the biggest barrier. That’s where the Virgin Atlantic Flying Club comes in. It’s one of the most underrated ways to stretch your points further—especially for international trips.

All About How to Use Virgin Atlantic Points for Family Travel

Flying blue/KLM plane

Flying Blue, the loyalty program of KLM and Air France is one of my favorite ways to stretch points for big family trips. If you’re a mom trying to make travel work without blowing the budget, Flying Blue should definitely be on your radar.

All About Flying Blue

Luggage in a car

Recent changes to affiliate rules have prevented me from being able to post these instructions on my website. You can still get access to how to get the pass here.

How to Earn One Southwest Companion Pass

An airport

One of the best ways to maximize your points is through positioning flights. These flights can help you get from your local airport to a major hub where you have better access to award flights and deals. Below is my go-to list of major U.S. airports and their primary airline hubs to help you stretch your points and book smarter trips.

How to Stretch Your Points with Positioning Flights: The Ultimate Guide

If you’re trying to travel more with your family by earning points and miles, you’ve probably heard that applying for a business credit cards is a great way to boost those rewards. But if you’re running a side hustle — whether it’s selling things online, freelancing, or offering a service — you might be wondering, “Can I apply for a business credit card even if my business is small- like really small. Like, $100 a year small”

Can you apply for a business credit card when it’s just a side hustle?

Southwest airplane

Due to recent changes in affiliate rules, I’m not currently allowed to share the full step-by-step instructions on my website. But if you keep using my links, I’m hopeful I’ll be able to share more openly soon. In the meantime, you can still access the full guide on how to earn two Companion Passes right […]

How to Earn Two Southwest Companion Passes With 3 Credit Cards

two girls traveling in San Francisco

Planning family vacations can be hard. Timing, money, simplicity, and destination are all key considerations. The Capital One Venture X is an ideal travel card for moms and families who want to make it easy.

Why the Capital One Venture X Rewards Credit Card is One of My Favorite Cards (and Why I’ll Probably Never Cancel It)

An airport lounge

Last fall, we had a layover in Dallas that could’ve been a total disaster. The kids were cranky, our flight was delayed, and I hadn’t eaten in way too many hours. But instead of sitting on the floor near an outlet, we ended up relaxing in a quiet lounge with free snacks, outlets at every chair, and sparkling water on tap. It wasn’t fancy-fancy, but for a family of six, it felt like a first-class miracle.

My Favorite Premium Cards

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The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.

Points and Money Tools

Beauty Tips

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Ready to turn your everyday spending into unforgettable family travel? This 4-part course is your step-by-step guide to earning free flights and hotel stays using credit card points. Whether you're just curious and want to start with one section, or you're all in and ready for the full bundle, there's an option that fits your pace. Enroll once and get lifetime updates, plus access to a private Facebook group where moms just like you share tips, wins, and support. This isn’t just a course—it’s a total mindset shift for how your family travels.

How to become a rewards mom

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Last fall, we had a layover in Dallas that could’ve been a total disaster. The kids were cranky, our flight was delayed, and I hadn’t eaten in way too many hours. But instead of sitting on the floor near an outlet, we ended up relaxing in a quiet lounge with free snacks, outlets at every chair, and sparkling water on tap. It wasn’t fancy-fancy, but for a family of six, it felt like a first-class miracle.