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If you’re focused on getting more family travel out of your budget, hear me out: there are travel credit card alternatives to the Costco credit card that can actually help you book flights and hotels using points.

travel credit card alternatives to Costco card
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travel credit card alternatives to Costco card

If you’re focused on getting more family travel out of your budget, hear me out: there are travel credit card alternatives to the Costco credit card that can actually help you book flights and hotels using points.

Costco Credit Card Alternatives for Travel

how to use points for a cruise to Europe

Cruises don’t usually pop up in the same way flights and hotels do when you’re looking for award travel. But that doesn’t mean you can’t use points—or cashback—to make one way more affordable.

How to Use Points for a Cruise

I thought I had my premium card setup figured out. I had my go-tos for everyday spending, a clear favorite for lounge access, and a system for rotating through welcome offers on a regular schedule. But a recent change from one of the biggest banks in the points and miles world just shifted the landscape—and it’s made me pause and rethink what my “keeper” cards actually are.

Reconsidering the Best Premium Credit Cards for Travel in 2025

flying in an airplane

Last year, I booked 8 round-trip flights and only paid for one. The rest? Covered by a little-known benefit that lets a companion fly free (plus taxes) again and again. If you’ve ever wished for a way to double your travel without doubling your cost, this post is for you.

Airline Companion Pass Programs That Can Save You Thousands

A woman holding a wallet to organize her credit cards

If you want to know how to stay organized earning over a million points a year, here’s how I do it, without spreadsheets, apps or overwhelming systems. Learning how to stay organized earning points is the key to making the most of credit card rewards.

How to Stay Organized Earning Points

Denied a credit card with good credit? Learn why it happens, what to say when you call the reconsideration line, and how to improve your chances of approval next time.

What to Do If You Get Denied for a Credit Card—Even With Excellent Credit

Places to stay next to the ocean.

Learn how to rent timeshare condos without owning one—no presentations, no contracts. Get family-sized resort stays for less in Hawaii, Orlando, and more.

How to Rent Timeshare Condos Without Owning

Transfer bonuses can stretch your points 20–40% further with zero extra effort. In this post, I’m sharing how we’ve used them for flights and hotels—and why they’re one of my favorite travel tools for families.

Transfer Bonuses for Family Travel

Cinderella castle at Disney World

Hotels at Disney can really mean the difference between being able to take the vacation… and not. Here’s a list of great options for both Disneyland and Disney World.

Disney World Hotels on Points for Families

Let’s talk about something a lot of people wonder when they first get into points and miles: Are credit card annual fees worth it? It’s a fair question—and the answer depends on how you use the card, but in many cases, the value far outweighs the cost.

When Credit Card Annual Fees Are Actually Worth It

SEE THE TOOLS

The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.

Points and Money Tools

Tools I Use

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Our first year on points, we saved $53,726 on five family trips (before I had a single follower). Now you can get there three ways: learn it step by step in the 30-day TRM Points Challenge, let my AI Trip Planner map out your next trip, or join TRM+ for $9.99 a month and stay current on every offer and masterclass.

Your Family's Next Trip, Nearly Free

your next trip starts here

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Let’s talk about something a lot of people wonder when they first get into points and miles: Are credit card annual fees worth it? It’s a fair question—and the answer depends on how you use the card, but in many cases, the value far outweighs the cost.