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The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.
Points and Money Tools
Tools I Use
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People assume that because I talk about points and miles a lot, I must be a spreadsheet-loving, detail-obsessed person who never gets overwhelmed. That’s… not exactly true.
The truth is, I have a love-hate relationship with travel credit cards.
I love what they’ve done for our family—I mean, we’ve stayed in five-star resorts for free, flown to Hawaii in peak season, and saved thousands of dollars on school break travel. But the mental energy it takes to keep it all running? That’s real. Especially as a mom managing a household, sports schedules, and a business.


People assume that because I talk about points and miles a lot, I must be a spreadsheet-loving, detail-obsessed person who never gets overwhelmed. That’s… not exactly true.
The truth is, I have a love-hate relationship with travel credit cards.
I love what they’ve done for our family—I mean, we’ve stayed in five-star resorts for free, flown to Hawaii in peak season, and saved thousands of dollars on school break travel. But the mental energy it takes to keep it all running? That’s real. Especially as a mom managing a household, sports schedules, and a business.

A few years ago, if you had asked me whether it was worth traveling over school breaks, I would’ve laughed and said, “Only if we win the lottery.”
Because as someone who has worked in the travel industry for most of my adult life—first as a travel agent, then for an airline—I knew the golden rule of getting a good deal: Travel off-peak. That’s where the savings were. That’s where the wide-open seats, low hotel rates, and promo codes lived.
But when our kids got older, everything changed.

Long flights? Road trips? Laundry that never ends? Audiobooks are one of my favorite ways to make the most of all of it—and to sneak in a little joy or inspiration during the chaos of everyday life. This list includes the audiobooks I’ve actually loved (or can’t wait to listen to). If you don’t have an Audible account yet, you can try it free here.

When I first started learning how to travel with points, I remember feeling completely lost. I’d heard of families flying to Hawaii for pennies and booking dreamy resorts with “just points,” but every time I looked into it, I ended up with 18 tabs open and zero clarity. I knew it was possible, I just couldn’t figure out how.

When we first started using points, I remember staring at our balance of 100,000 and wondering: how far can this actually take a family of six?
I had seen people use that many points for one first-class flight or two nights at a luxury hotel. But I knew there had to be a better way, especially if I wanted to stretch those points into real family vacations. And the good news? There absolutely is! We’ve used 100k points for a full week of hotel stays, roundtrip flights for four, or two rooms at a resort where my husband and I got our own room. That’s the magic of smart redemptions.
Can’t remember where you saw it? Whether it was a credit card tip, a travel itinerary, or that dress from Instagram—if I’ve shared it, you can probably find it here.
SEE THE TOOLS
The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.
Tools I Use
Our first year on points, we saved $53,726 on five family trips (before I had a single follower). Now you can get there three ways: learn it step by step in the 30-day TRM Points Challenge, let my AI Trip Planner map out your next trip, or join TRM+ for $9.99 a month and stay current on every offer and masterclass.
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You carefully booked the perfect flights for your family trip. Then weeks (or even months) later, that dreaded email hits your inbox:
“Your Southwest flight schedule has changed.”