Why the Capital One Venture X Rewards Credit Card is One of My Favorite Cards (and Why I’ll Probably Never Cancel It)
Planning Family Vacations Made Easy
Planning family vacations can be hard. Timing, money, simplicity, and destination are all key considerations. The card_name is an ideal travel card for moms and families who want to make it easy.
The benefits for this card are truly insane, so read on to find out why the card_name stands out as one of the best premium travel credit cards available.
1. Generous Earning Potential for Everyday Spending
It’s hard to express how much I love this card, so I hope I can get you to love it too! You earn points QUICKLY. With this card, you earn:
10 miles per dollar on hotels and car rentals booked via Capital One Travel
5 miles per dollar on flights booked through Capital One Travel
2 miles per dollar on all other purchases
That means every dance costume, soccer registration fee, and family dinner out gets you closer to your next adventure. Anytime I’m not working on a minimum spend for another card, I’m throwing all my purchases on this card. Check out point number 5 to see how these points can get you some amazing discounts on travel that normally has no discounts (like Disney!!!).
2. Annual Travel Credit & Anniversary Bonus
Despite the $395 annual fee, the card practically pays for itself with its valuable perks:
$300 annual travel credit for bookings made through Capital One Travel
10,000 bonus miles every year on your account anniversary (worth at least $100 toward travel)
Think of it this way: you're getting $400 in travel value each year — more than the annual fee itself! Just this year I booked a hotel for six dollars for a staycation in Park City to teach my kids to snowboard. All because of the annual travel credit! Plus, the miles you earn on everyday spending can stretch your savings even further.
3. Complimentary Lounge Access for the Whole Family
This perk alone is one of the reasons that this is one of the cards that will always be in my wallet. The Venture X card offers complimentary access to Capital One Lounges and more than 1,300 Priority Pass lounges worldwide. You can add up to four authorized users for free, and they also receive the same lounge access benefits — a rarity in the premium credit card world. This benefit makes lounges accessible for your whole family.
With snacks, comfortable seating, and even kid-friendly amenities, airport time becomes part of the adventure. As a mom, it is also SUCH a relief to have a safe and comfortable place for your family to chill at an airport. It takes the stress off you so you can actually ENJOY your vacation!
4. Simplified Travel With TSA PreCheck or Global Entry Credit
Waiting in long security lines with kids is no one's idea of fun.With this card, you get a benefit that provides up to $120 in statement credits for TSA PreCheck or Global Entry, helping you breeze through security. And if you think about it, this gives you yet another benefit in dollars that can help justify that annual fee.
5. Flexible Redemption & Valuable Transfer Partners
Capital One miles are easy to use. You can redeem them for travel, cover past travel purchases, or transfer them to top airline and hotel partners for even greater value. With 75,000 bonus miles available when you meet the minimum spend requirement, you'll be well on your way to unforgettable family trips.
Want a discount on a Disney cruise or theme park tickets? You can literally use these points to erase part or all of your purchase. Want to stay at an out of the way destination not bookable on points? This card gives you an easy way to discount that stay. And the power of these points for transferring is amazing in and of itself.
Girl Math
The $395 annual fee might seem scary at first, but when you use girl math, it’s actually surprisingly affordable. With the $300 travel credit and 10,000 annual bonus miles (worth at least $100 in travel), you're already ahead. Add in lounge access, travel protections, and the TSA PreCheck and Global Entry benefit, and this card becomes a must-have for family travelers.
I hope I have convinced you that this is the easiest premium travel card to get incredible value year after year. It's like having a VIP pass to smoother, more affordable family vacations — and who doesn't want that?
If you are looking for a beginner card to start your Capital One collection with a lower annual fee, check out this card. While you don’t have quite as many perks, it’s still a really solid option to getting your feet wet with Capital One.
Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.
