Reasons Moms Love This Card

• Generous Welcome Bonus: You get a whole bunch of points starting off with the welcome bonus, earn them QUICKLY (see below), PLUS 10,000 anniversary bonus (worth $100!). If you apply girl math, that’s already $100 off your annual fee with the anniversary bonus points.

• Valuable Points System: Earn 10X points on hotels and rental cars booked through the travel portal, 5X points on flights booked through Capital One Travel, and 2X points on everything else.

• Family Lounge Access: This card gives you access to the Capital One lounges and the Priority Pass (enrollment required) lounges in a variety of airports. In Capital One lounges you get two guests for free, so if you live in Dallas, Denver, or the DC area it’s 100% worth it. Add your children as authorized users and do the enrollment for Priority Pass lounges, and you can relax and refresh before flights or during long layovers.

• Annual Travel Credit: A $300 travel credit can be used to book whatever you need through the Capital One Travel portal. Using this annual credit and more “girl” math, that basically zeroes out the annual fee! Peep the Global Entry credit below to apply more girl math to make the annual fee even less scary.

• Flexible Redemption Options: Capital One has a great list of transfer partners, but something even more key is you can redeem these points for ANYTHING travel related, including Disney tickets and cruises! When was the last time you got a discount on Disney? My guess is never.

• Global Entry or TSA Pre✓®: If you apply girl math further, with an application fee credit up to $120 for Global Entry or TSA Pre✓®, this card is practically paying you to have it!

• THIS IS ONE OF MY FAVORITE CARDS: Did you read everything up above? This card is AMAZING. Girl math that makes this card super affordable, extra points every anniversary, family lounge access, and “discounts” to Disney and places like Moon Palace—GET THIS CARD!