How to Save Money on Food While Traveling: A Mom’s Guide to Saving Money

Family-friendly travel meal planning
Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.

Feeding a family on vacation can shock you with the price tag. I can happily use points to book a beautiful resort, feel like I pulled off a miracle… and then wince when I see the food prices on day one. Suddenly the “free” trip doesn’t feel so free anymore.

If you’ve ever stared at a meal check on vacation wondering how you’re going to make this work for an entire week, it can feel like your stomach dropped down to your toes. I’ve been there.

The good news? With a little planning, you can definitely figure out how to save money on food while traveling, while still feeling like you are having a vacation.

If you’re newer to using points for travel, my free Beginner’s Guide is a great place to start before you dive deeper into strategies like this.


Use Points to Cover Your Hotel So Food Can Be the Focus

One of the biggest ways we keep food spending under control actually starts with the hotel.

When you use points to cover your room, you free up a big chunk of your budget that can then be used on food. Some hotel programs also waive resort fees on award stays, which can save you hundreds of dollars over a week-long trip. And as we cover a bit more later, you can strategically book a hotel with a free breakfast, and that gets your budget to stretch even further.

A few brands we regularly use:

  • Hyatt: A favorite for families and a great program for stretching points. Resort fees are waived on award stays.
  • Marriott: Tons of family-friendly options with free breakfast.
  • Hilton: Many properties waive resort fees on points stays, which adds up fast.

If you want to go deeper on maximizing one of these programs, my Mom’s Guide to Hyatt breaks down how we consistently get great value for family trips.

Here’s a list of cards I recommend if Hyatt stays are part of your strategy.

If you’re still figuring out how points actually work, this post on how to start using points and miles is a great foundation.


Free Breakfast Changes Everything

If you want to know how to save money on food while traveling, free breakfast may sound simple, but it really is one of the biggest money-savers there is.

Some hotels include breakfast automatically. Others offer it when you have certain loyalty status or hold a premium travel card that grants that status. Either way, feeding everyone before heading out for the day saves real money, especially if you eat the way my son eats at a hotel breakfast.

We’ve had trips where breakfast alone saved us $80–$120 per day for our family of six. That adds up quickly.

If you want to understand how hotel perks actually work (and how to unlock them without overpaying), this guide on how to get a hotel upgrade without elite status explains how we approach hotel benefits strategically.


Snacks Are Nonnegotiable

For how to save money on food while traveling, snacks mean survival. Especially when you’re walking miles in a theme park, sightseeing all day, or sitting through flight delays. A full tummy means happy kids.

We usually pack:

  • Granola bars, trail mix, and crackers
  • Applesauce pouches or fruit snacks (just remember TSA’s liquid rules for carry-ons)
  • Refillable water bottles to avoid buying drinks constantly

In this article, I cover these amazing snackle boxes that provide tons of snack options for the kids.


Grocery Stops Save More Than You Expect

One of our favorite routines when we land somewhere is a quick grocery stop. It’s part money-saver, part travel experience, especially when you get to try local snacks or baked goods.

We’ll usually grab:

  • Breakfast extras (milk, fruit, yogurt, bagels)
  • Easy lunches (sandwich supplies, wraps, pasta salad)
  • A few treats so no one feels deprived

If you have a Walmart+ membership, grocery delivery straight to your hotel can be a lifesaver after a long travel day.

Mini fridges and microwaves go a long way for stretching leftovers or simple meals. And if you’re road-tripping, a cooler bag makes picnic lunches easy and affordable.


Simple Cooking Can Be a Big Win on Longer Trips

For longer stays or road trips, bringing a small portable appliance can dramatically reduce food costs. We’ve done easy skillet meals in hotel rooms and vacation rentals that felt like home after long days out exploring.

This approach pairs especially well with booking vacation rentals using points, which we’ve done many times for larger family trips. Having a stove and oven can stretch your options even farther.

Vacation “Recipe Cards” for Feeding a Family

Quick, realistic meal ideas by setup: microwave, no kitchen, or a skillet. (Perfect for hotels, condos, and road trips.)

Recipes with a Microwave

Microwave

Chili Baked Potatoes

  • Setup: Microwave
  • Vibe: Warm + filling

What to buy

  • Russet potatoes (stab with a fork before cooking)
  • 1 can of chili
  • Shredded cheese
  • Fritos (optional topping)
TRM Tip: Microwave the potato first, then warm the chili separately and pour on top.

Burrito Bowl

  • Setup: Microwave
  • Vibe: Build-your-own

What to buy

  • Shredded chicken (or canned chicken)
  • Microwavable rice
  • Salsa
  • Guacamole
  • Shredded lettuce
  • Shredded cheese
  • Black beans
TRM Tip: Heat rice + chicken + beans, then let everyone top their own bowl.

Teriyaki Chicken Bowl

  • Setup: Microwave
  • Vibe: Takeout feel

What to buy

  • Shredded chicken (or canned chicken)
  • Yoshida’s teriyaki sauce
  • Steamable broccoli packets
  • Microwavable rice
TRM Tip: Mix chicken + sauce, warm it, then serve over rice with broccoli on the side.

Recipes without a Kitchen

No Kitchen

Chinese Chicken Salad

  • Setup: No kitchen
  • Vibe: Fresh + easy

What to buy

  • Shredded chicken (or canned chicken)
  • Premade salad kit packets
  • 1 can of mandarin oranges
TRM Tip: Use a mixing bowl or even the salad bag itself—zero dishes.

French Bread Sandwiches

  • Setup: No kitchen
  • Vibe: Picnic style

What to buy

  • French bread
  • Deli meat
  • Deli cheese
  • Mayo packets
  • Lettuce
  • Fruit cups (easy side)
TRM Tip: Make one big sandwich loaf and slice it—less mess, faster feeding.

Recipes with a Skillet

Skillet

Tacos

  • Setup: Skillet
  • Vibe: Crowd-pleaser

What to buy

  • Ground beef
  • Taco seasoning
  • Tortillas
  • Shredded lettuce
  • Shredded cheese
TRM Tip: Cook the beef once, then use leftovers for taco bowls the next day.

Grilled Cheese

  • Setup: Skillet
  • Vibe: Comfort food

What to buy

  • Bread
  • Cheese
  • Butter
Bonus: If you also have a microwave, warm a can of tomato soup for dunking.

Stir Fry

  • Setup: Skillet
  • Vibe: One-pan win

What to buy

  • Any prepackaged freezer stir fry kit
TRM Tip: Grab a kit with sauce included so you’re not buying extra ingredients.

Egg in a Hole

  • Setup: Skillet
  • Vibe: Breakfast-for-dinner

What to buy

  • Your favorite bread
  • Eggs
  • Butter or oil
TRM Tip: Use the cut-out bread circle as a mini “toast dipper.”

Plan One Intentional Splurge

Saving on food doesn’t mean never eating out. We usually plan for one intentional “splurge” meal, maybe a local favorite restaurant or a special experience, and keep the rest of the meals simple.

When hotels and flights are mostly covered with points, spending a little extra on one memorable meal feels fun instead of stressful.

If you enjoy stretching your budget strategically like this, you’d probably also love this post on how to afford a vacation anywhere. It walks through the bigger mindset shift that makes all of this sustainable.


Let’s Stay Connected

If you like practical travel strategies like this, the kind that actually work for real families, I’d love to stay connected with you:


Stretch Your Food Budget So You Can Travel More Often

Food doesn’t have to be the thing that blows up your vacation budget. When you combine smart hotel bookings, simple grocery strategies, and a little planning, you can feed your family well and still travel more often, without feeling like you’re constantly saying no.

If you’re ready to start earning points that make trips like this possible, grab my free Beginner’s Guide.


Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.

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welcome

more about me

I’m a former travel agent and airline employee turned points and miles enthusiast, here to help families travel more—for way less. With four kids of my own, I know how hard (and pricey!) it can be to plan a trip that actually works. That’s where points come in.

We’ve used them to visit 24 countries (Hawaii’s still my favorite), and I love showing other families how to do the same. On this site, you’ll find simple guides, smart tips, and one-on-one help if you want it. Whether you're just starting or ready to dive deeper, I'm here to make it easier—and more fun.

Let’s start checking off that bucket list.

Meet Kristin.
Former Travel Pro Turned Mom & Points Aficionado