Stretching Your Food Budget on Vacation: A Mom’s Guide to Saving Money

Feeding a family on vacation can feel like a juggling act, and an expensive one at that. While staying at luxurious 5-star resorts booked with points is an incredible feeling, the sky-high food prices can quickly drain the budget. The great news? With a little planning, you can stretch your food budget a lot farther than you think. Let’s explore how to save big on meals while making your dream of traveling more often a reality.

1. Use Points to Cover Your Hotel Stay

One of the easiest ways to free up your vacation food budget is by using points to cover your hotel room. Many hotel loyalty programs offer properties where you can avoid resort fees when booking with points. This means more money in your pocket for meals and experiences.

  • Chains That Don’t Charge Resort Fees on Award Stays:

    • Hyatt: A favorite for families, Hyatt points stretch far, and you won’t pay resort fees when redeeming points. You can find some of my favorite cards to use for these stays here.

    • Marriott: Another solid option, though some properties may charge fees, be sure to double-check the terms when booking. You can find some of my favorite cards for these stays here.

    • Hilton: Most Hilton properties waive resort fees on points stays, saving you even more. You can find some of my favorite cards for these stays here.

  • When choosing a credit card to help you earn these points, look for perks like statement credits or free night certificates. Some cards even grant automatic elite status, unlocking benefits like complimentary breakfast at upscale hotels where it’s not typically included.

2. Maximize Hotel Perks for Free Breakfast

Booking your hotel stay with the right credit card or loyalty program status can mean free breakfast for the entire family.

First, you can choose one that already includes free breakfast for all guests. You can save a lot of money just by eating a good breakfast at your hotel every morning.

Second, you can sign up for a premium credit card that grants you automatic hotel status. Certain credit cards automatically grant this status as part of their benefits, allowing you to access complimentary breakfast at upscale hotels where it wouldn’t typically be available to regular guests

3. Pack Snacks Like a Pro

Even with free breakfast, snacks are a lifesaver when traveling with kids. They’ll keep everyone happy during long days of exploring without needing to stop at overpriced food stands or convenience stores. No matter where we eat, my 7 year old seems to be hungry an hour later.

  • Easy-to-Pack Snacks:

    • Granola bars, trail mix, and dried fruit.

    • Applesauce pouches or crackers for younger kids. **Airplane tip: Since applesauce pouches are considered a liquid or gel by TSA, they must follow the 3-1-1 liquids rule. This means each pouch must be 3.4 ounces (100 ml) or less, and all the pouches need to fit in a single quart-sized clear plastic bag if they’re in your carry-on.

    • Reusable water bottles to save on drinks. I love hyrdojug water bottles. You can use the code: rewardsmom for a discount.

4. Shop Locally for Budget-Friendly Meals

Exploring grocery stores at your destination is not only budget-friendly but also part of the adventure. Grab local fruits, baked goods, or deli items for easy meals that won’t break the bank. If you have a Walmart plus subscription, you can get it delivered right to your hotel.

  • Moms’ Tip: Many hotel rooms come with a mini-fridge or microwave. Use these to store milk for cereal, leftovers, or pre-packaged meals. If you’re roadtripping, bring a cooler. I especially love the ones that are ice free and battery operated

5. Portable Cooking = Big Savings

Best for Road Trips, If your family vacation involves a road trip or an extended stay, consider packing a portable appliance like an Instant Pot or Crockpot. Meal kits from brands like Beehive Meals (code therewardsmom gets you a discount) can help you make hearty, home-cooked dinners in your hotel room or Airbnb with minimal effort.

6. Plan for One Splurge Meal

Saving on food doesn’t mean sacrificing every treat. If you strategize free breakfast then sandwiches for lunch, you only need to eat out once. Using points to cover other expenses like hotels makes these splurges guilt-free.

Stretch Your Food Budget, Travel More Often

By combining food savings strategies with smart use of points and miles, you can make every dollar stretch further on vacation. For moms who dream of traveling more often, these tips are the perfect way to feed your family while earning the rewards you need for your next trip.

Ready to start earning more points and miles? Check out my free beginners guide to learn more!

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welcome

more about me

I’m a former travel agent and airline employee turned points and miles enthusiast, here to help families travel more—for way less. With four kids of my own, I know how hard (and pricey!) it can be to plan a trip that actually works. That’s where points come in.

We’ve used them to visit 24 countries (Hawaii’s still my favorite), and I love showing other families how to do the same. On this site, you’ll find simple guides, smart tips, and one-on-one help if you want it. Whether you're just starting or ready to dive deeper, I'm here to make it easier—and more fun.

Let’s start checking off that bucket list.

Meet Kristin.
Former Travel Pro Turned Mom & Points Aficionado