Ink Business Preferred® Credit Card
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I absolutely love this card because it historically offers the highest standard welcome bonus of any of the Chase cards! If you don’t think you qualify for a business card, make sure you read this. You might not realize something as small as selling on Facebook Marketplace could quailfy you.
With such a generous welcome offer, you can quickly rack up a lot of points, which is great for any business owner, (big or realllly small) who want to start earning rewards fast!
The annual fee isn’t bad either, making it a perfect combination of high rewards potential with manageable fees. If you're looking for a solid business card that delivers big on value, the Ink Business Preferred® Credit Card is my top recommendation.
Here’s the current welcome offer: bonus_miles_full
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Annual fee: annual_fees
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Why people love this as their second Chase Card
Massive Welcome Bonus: The standard offer on this card is often 90,000 bonus points after spending $8,000 on purchases in the first three months from account opening. Historically, this is one of the highest amount of points you can earn. Once you get a taste of the value of Chase Ultimate Rewards- you’ll find you want to earn as many as you can! While your highest value is always directly to transfer partners, but even if you prefer a simpler route- those points are worth $1,125 toward travel when redeemed through Chase Ultimate Rewards®. This many points can easily get you 3-4 nights at aa 5 star resort.
Earn Triple Points on Common Family and Business Expenses: Get 3 points per $1 on the first $150,000 spent annually in combined purchases on travel, shipping, internet, cable, phone services, and social media advertising. Whether you’re running a side hustle, managing family vacations, or paying monthly bills, this card lets you maximize every dollar.
Flexible Redemption Options for Family Spending: Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards®, stretching your rewards further. You can also redeem points for cash back, gift cards, or Pay Yourself Back℠ to cover everyday expenses like groceries or kids’ school supplies.
Valuable Transfer Partners: Transfer points at a 1:1 ratio to leading airline and hotel loyalty programs like United MileagePlus®, Southwest Rapid Rewards®, and World of Hyatt. This flexibility is perfect for families looking to book flights or stay at hotels for fewer points, making dream trips more attainable.
No Foreign Transaction Fees: Moms planning international adventures can use their card abroad without worrying about extra fees, making it an ideal choice for global family trips.
Peace of Mind with Travel and Purchase Protections: Enjoy benefits like trip cancellation/interruption insurance, purchase protection, and extended warranty coverage. Whether it’s a canceled flight or a broken toy, this card has your back.
Reasons Moms Might Consider this card
Everyday Perks Moms Will Love:
3X Points on Family and Business Travel: If you’re booking family flights, rental cars, or vacations, you’ll earn triple points on travel purchases, ensuring your next adventure earns even more rewards.
Protection for All Those Phones: Pay your monthly cell phone bill with this card and get up to $1,000 in coverage per claim for theft or damage for you and your family members listed on the bill. That’s a lifesaver for moms managing multiple devices in a busy household.
Flexible Points for Everyday Life: If you don’t want to send your points to transfer partners, you can use them for travel, statement credits, or even gift cards. Use Pay Yourself Back to offset family expenses like groceries or back-to-school supplies, giving moms even more flexibility in managing budgets.
Savings on International Spending: Plan family trips abroad without worrying about foreign transaction fees—every purchase abroad stays fee-free, which adds up…especially when traveling with kids.
If you’re looking for a card that will give you a generous welcome offer with a low annual fee- this is a great choice. Both me and my husband currently hold this card. That welcome offer is too good to pass up!