Ink Business Preferred® Credit Card

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Even though it's a business card, qualifying is easier than you think. You can get approved for something as simple as selling items on Facebook Marketplace. Learn more here.

Current Welcome Offer: bonus_miles_full

Learn How to Apply

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Annual fee: annual_fees

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Reasons Moms Love This Card

  • Massive Welcome Bonus: The standard offer on this card is often 90,000 bonus points after spending $8,000 on purchases in the first three months. While transferring points to transfer partners usually gives you the highest value, even a straightforward redemption through the Chase Travel (SM) portal is worth $1,125 toward travel. With this one bonus, you could enjoy 3-4 nights at a luxurious 5-star resort.

  • 3X Points on Family and Business Travel: If you’re booking family flights, rental cars, or vacations, you’ll earn triple points on travel purchases, ensuring your next adventure earns even more rewards.

  • Transfer Partners: Transfer points at a 1:1 ratio to leading airline and hotel loyalty programs like United MileagePlus®, Southwest Rapid Rewards®, and World of Hyatt. This flexibility is perfect for families looking to book flights or stay at hotels for fewer points, making dream trips more attainable.

  • Flexible Points for Everyday Life: If you don’t want to send your points to transfer partners, you can use them for travel, statement credits, or even gift cards. Use Pay Yourself Back to offset family expenses like groceries or back-to-school supplies, giving moms even more flexibility in managing budgets.

  • Travel, Purchase, and Phone Protection: Benefits like trip cancellation/interruption insurance, purchase protection, and extended warranty coverage. Pay your monthly cell phone bill with this card and get up to $1,000 in coverage per claim for theft or damage for you and your family members listed on the bill.

  • No Foreign Transaction Fees: Moms planning international adventures can use their card abroad without worrying about extra fees, making it an ideal choice for global family trips.

I love this card because it historically offers the highest standard welcome bonus of any of the Chase cards! With such a generous welcome offer, you can quickly rack up a lot of points, which is great for any business owner who want to start earning rewards fast!

If you don’t think you qualify for a business card, make sure you read this. You might not realize something as small as selling on Facebook Marketplace could qualify you.