Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card

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Learn How to Apply

Annual fee: annual_fees • See Rates and Fees

Terms apply to American Express benefits and offers. Enrollment may be required for select benefits.


My Take

This is a long-term keeper Hilton card for a lot of people because you can earn a Free Night Reward after you spend $15,000 in eligible purchases on your Card in a calendar year. Hilton Free Night Rewards aren’t capped at a points level, so if standard room reward availability is open, you can use them at some of Hilton’s nicest properties.

You also get Hilton Honors™ Gold Status, which is a great perk for families: when you book a standard room reward stay of five nights with points, the fifth night costs 0 points (Hilton Honors program terms apply).

If you want to understand how Hilton Free Night Rewards work and how to get the most out of them, read my full guide: Hilton Free Night Certificates Guide.

Benefit Highlights

  • 12X at Hilton: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
  • 6X on everyday categories: Earn 6X Hilton Honors Bonus Points at U.S. restaurants, U.S. supermarkets and U.S. gas stations.
  • 4X on U.S. online retail purchases: Earn 4X Hilton Honors Bonus Points on eligible U.S. online retail purchases.
  • 3X on other eligible purchases: Earn 3X Hilton Honors Bonus Points on other eligible purchases.
  • Free Night Reward: Earn a Free Night Reward after you spend $15,000 in eligible purchases on your Card in a calendar year.
  • Hilton Honors™ Gold Status: Comes with the Card. Spend $40,000 in eligible purchases on your Card in a calendar year to earn Hilton Honors™ Diamond Status.
  • Up to $200 Hilton Credit: Get up to $50 back in statement credits each quarter for eligible purchases made directly with a property in the Hilton portfolio.
Terms apply.

For rates and fees of the Hilton Honors American Express Surpass® Card, please visit Rates and Fees.

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