How to Earn and Maximize Free Night Certificates

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Free Hotel Night Certificates, Explained 

Free hotel night certificates are one of the most misunderstood perks in points travel, and also one of the easiest ways to get oversized value if you know how they work.

If you’ve ever seen a “free night” hit your hotel account and thought, Now what?, this guide is for you.

Different hotel brands have very different rules. Some certificates have point caps, some don’t. Some can be topped off with points, others can’t. And the difference between a “meh” redemption and a $1,000+ night often comes down to understanding which certificate you have and how it works.

This article is your starting point. I’ll walk through how free night certificates work, how to avoid wasting them, and then link you to brand-specific guides so you can go deeper based on the certificate you have or the one you’re considering.

If you’re brand new to points and miles, my Beginner’s Guide to Points & Miles is a great place to start before diving in.


How Free Night Certificates Work

free hotel night credit card typically gives you one certificate each year just for keeping the card open. Certificates are valid for a one-night stay at eligible hotels within the brand’s loyalty program. Some cards even let you earn additional free nights by hitting a spending threshold.

A few key things to know:

  • Most certificates expire one year from issue, so mark it on your calendar.
  • Value varies widely by brand.
  • Some certificates allow you to add points if the hotel costs more than the certificate covers.
  • You usually can’t combine certificates with “fifth night free” deals, but you can often mix certificates and points across a multi-night stay.

How Free Night Certificates Differ by Hotel Brand

Free night certificates may sound interchangeable, but the fine print matters. This comparison shows the most important differences at a glance so you can quickly understand what each brand allows.

Hotel Program Free Night Limit Expiration Can You Add Points?
Hilton No cap 1 year No
Marriott 35K or 50K points 1 year Yes (up to 15K)
Hyatt Category 1–4 1 year No
IHG 40K points 1 year Yes (unlimited)
Best Western Two nights via spending 1 year No

TRM tip: Certificates with fewer restrictions are generally easier to use for high-value stays, while capped or category-based certificates require more planning to avoid wasted value.


Strategies to Maximize Free Night Certificates

1. Use Them Before They Expire
As soon as a certificate hits your account, start planning. I set calendar reminders for the day it posts and again about 90 days before expiration.

2. Pick High-Value Nights
Aim to use certificates on nights that would cost more than the card’s annual fee: peak weekends, holidays, or higher-end properties in prime locations.

3. Combine Certificates for Longer Stays
If you and a spouse each have the same hotel card, timing certificates together can allow you to book back-to-back nights under one stay.

4. Top Off When Allowed
Some brands let you add points on top of the certificate, which can dramatically increase your options.

5. Stack With Points
For multi-night trips, mixing certificates and points is often the sweet spot.


Free Night Certificate Resources by Hotel Brand

If you already have a free night certificate (or you’re trying to figure out which one is worth it), this is your quick reference section. Below are the brand-specific guides I’ve put together with ideas, examples, and tips for using each type of certificate.

Marriott Free Night Certificates

Marriott free night certificates have a points cap depending on which one you earn and can be topped off with up to 15,000 points. I’ve created the most resources for Marriott because it’s the brand I get asked about the most. The footprint is massive, but dynamic pricing means the value can vary quite a bit. Certificates expire one year from the date of issue.


Hyatt Free Night Awards (Category 1–4)

Hyatt’s free night awards are based on hotel categories instead of points, so pricing stays predictable even during peak travel times. The flip side is that they’re easy to waste if you don’t know which properties to target. Hyatt has a smaller footprint than some other brands, but when it works for your trip, the value can be fantastic. These awards expire one year from the date they’re issued.


Hilton Free Night Certificates

Being perpetually spoiled by the points-and-miles life, Hilton free night certificates are my favorite because they don’t have a points cap. That makes them ideal for aspirational stays you’d never book with cash. We recently used ours at the Grand Wailea in Maui, and you should have seen our kids’ faces. The upside on these certificates is huge, but you generally don’t earn many at one time. They expire one year from the date of issue.


IHG Free Night Certificates

IHG free night certificates are capped at 40,000 points, but the pricing is dynamic. What makes these different is that there’s no cap on how many points you can add to top off the certificate, which can make availability feel a little easier if you have IHG points to supplement. These certificates expire one year from the date of issue.


Is a Free Night Certificate Worth the Annual Fee?

If you travel at least once a year, a free hotel night certificate can easily cover the cost of a card’s annual fee, sometimes several times over. When paired strategically across different hotel brands, certificates can cover a big chunk of lodging for an entire trip.

If you want to compare cards that offer free night certificates, you can see the current free night certificate cards here.


Join Our Community

If you want ongoing tips, real-life booking examples, and reminders when good opportunities pop up:

I share a lot of behind-the-scenes strategy there that never makes it into blog posts.


Editorial Disclosure:
Opinions, reviews, analyses, and recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities.
Advertiser Disclosure:
The Rewards Mom has partnered with CardRatings. The Rewards Mom and CardRatings may receive a commission from card issuers.

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more about me

I’m a former travel agent and airline employee turned points and miles enthusiast, here to help families travel more—for way less. With four kids of my own, I know how hard (and pricey!) it can be to plan a trip that actually works. That’s where points come in.

We’ve used them to visit 24 countries (Hawaii’s still my favorite), and I love showing other families how to do the same. On this site, you’ll find simple guides, smart tips, and one-on-one help if you want it. Whether you're just starting or ready to dive deeper, I'm here to make it easier—and more fun.

Let’s start checking off that bucket list.

Meet Kristin.
Former Travel Pro Turned Mom & Points Aficionado