Chase Sapphire Preferred(R) Card

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The undisputed favorite beginner card. Read more about why here.

Current Welcome Offer: bonus_miles_full

Learn How to Apply

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Annual fee: annual_fees

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Reasons Moms Love This Card

  • Generous Welcome Bonus: You’ll often see a 60,000-point bonus (or more) when you meet the minimum spend, worth about $750 in travel through Chase Travel (SM). That’s a solid way to start earning points quickly.

  • Transfer Partners: You can transfer points to 11 airlines and 3 hotel programs, including Southwest and Hyatt—two of the easiest ways to get great value from your points. Perfect for beginners!

  • Flexible Points System: Earn 2X points on travel, plus 3X points on streaming services and online groceries, and 5X points on travel booked through Chase Travel (SM). It covers categories most families use every day, so you’re not left trying to hit complicated bonus categories.

  • Low Annual Fee Gateway Card: One card with an annual fee gives you access to the Cashback cards with no annual fees. The ‘cash back’ is awarded as points, but can only be used as cash back unless you hold this card! All you need to do is transfer them and poof. They become flexible points. With a $50 annual hotel credit on this card, girl math makes the annual fee only $45! Use this credit toward hotel bookings made through Chase’s travel portal, reducing out-of-pocket costs on family vacations.

  • Valuable Redemption Options: Points are worth 25% more when redeemed through Chase Travel (SM), making it easy to book flights, hotels, or rental cars. You can even use points to erase other purchases via Pay Yourself Back℠.

  • No Foreign Transaction Fees: A key feature for international travel—use your card abroad without any added fees, which is a great perk for family vacations.

The Chase Sapphire Preferred is perfect for beginners because it’s easy to understand and offers a lot of value without being overwhelming! It’s truly a great go-to card for families who want to maximize their spending.