Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.

card_name

The Chase Freedom Unlimited® is a great card for moms who want to help their kids start earning flexible points and building credit without an annual fee.

Why Moms Might Want This Card

This card is perfect if you’re helping a young adult (18+) start out in the world of points and miles. Here’s why it’s a good fit:

No Annual Fee: A low-commitment way to earn Chase Ultimate Rewards® points.

1.5% Back on Every Purchase: No categories to keep track of, just steady earnings.

3% Back at Drugstores and Dining: Perfect for takeout or stocking up on essentials.

5% Back on Travel Booked Through Chase: A great introduction to maximizing travel redemptions.

Combine Points: If they’re in your Chase household, they can transfer their points to your premium Chase card, like the
card_name
or the
card_name.

Why I Might Recommend card_name Instead

While the Chase Freedom Unlimited® is a good starter card, sometimes this card might make more sense for a young adult who travels regularly. Here’s why:

Big Welcome Bonus: The Sapphire Preferred® often offers a much higher bonus for new cardholders.

Better Travel Benefits: Like primary car rental insurance and robust trip protections.

Transfer Partners: They’d be able to transfer points directly to airlines and hotels, without needing to combine with your account.

Important Details

Points earned on the Chase Freedom Unlimited® can only transfer to travel partners if combined with a premium Chase card. If your young adult doesn’t travel much yet and just wants to start building credit, this card is a great first step. But for frequent travelers, this card might offer more value in the long run.

Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities.
Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.