Once you understand how to transfer points to travel partners, like airlines or hotels, you unlock a whole new level of value. It might sound intimidating at first (I used to feel that way too), but once you do it once, it becomes second nature.

When it comes to earning American Express Membership Rewards points, most people focus on welcome offers from new credit cards and every day spending. While both strategies are incredibly valuable, there’s a lesser-known yet equally powerful strategy to quickly rack up points—using Rakuten. This method is especially useful given AMEX’s stricter rules on new card sign-ups. Here’s how you can earn a substantial amount of Membership Rewards points without applying for a new card.

Planning family vacations can be hard. Timing, money, simplicity, and destination are all key considerations. The Capital One Venture X is an ideal travel card for moms and families who want to make it easy.

Last fall, we had a layover in Dallas that could’ve been a total disaster. The kids were cranky, our flight was delayed, and I hadn’t eaten in way too many hours. But instead of sitting on the floor near an outlet, we ended up relaxing in a quiet lounge with free snacks, outlets at every chair, and sparkling water on tap. It wasn’t fancy-fancy, but for a family of six, it felt like a first-class miracle.

These are the cards I come back to over and over—they’ve proven themselves with solid rewards, useful perks, and the kind of flexibility that makes family travel way more doable. I’ve kept them in my wallet year after year for a reason. Because of affiliate guidelines, I can only share these cards within a list format, but I think you’ll still find the info super helpful.

Traveling with kids can be expensive, but what if I told you there’s a way to unlock more adventures without draining your savings? The key lies in credit card rewards, specifically with this card.

If you’ve been exploring ways to maximize your travel rewards, you might have heard about the benefits of business credit cards. But what if your “business” is just a side hustle, like selling items on Facebook Marketplace?