What if I told you there’s an easy way to get a free hotel stay every year—without even thinking about it? Many hotel credit cards offer free night certificates just for holding the card or hitting a spending threshold. And if you travel even a little, this benefit can easily offset the card’s annual fee and save you money on family vacations.

Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers. Feeling Overwhelmed by Points and Miles? You’re Not Alone If you’ve ever thought, “How in the world are people taking free vacations with credit card points?”—while also […]

Transferable points give you a way around hotel or airline inflated rates. You can move your points to different partners and book smarter while getting more value.

With its easy-to-understand rewards program, travel perks, and affordable $95 annual fee, this card can help moms and families save on everything from groceries to that long-awaited vacation. Here’s why it should be on your radar.

Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers. When we first decided to travel more as a family, I kept hearing people say they were using points to fly and stay in hotels for almost […]

Getting through airport security with kids can feel like an Olympic sport. Between juggling snacks, backpacks, and emotional meltdowns, the last thing you want is to be stuck in a painfully long TSA line. The good news? There are ways to skip the chaos—and some of them are completely free when you use the right credit card.

When it comes to earning American Express Membership Rewards points, most people focus on welcome offers from new credit cards and every day spending. While both strategies are incredibly valuable, there’s a lesser-known yet equally powerful strategy to quickly rack up points—using Rakuten. This method is especially useful given AMEX’s stricter rules on new card sign-ups. Here’s how you can earn a substantial amount of Membership Rewards points without applying for a new card.

Planning family vacations can be hard. Timing, money, simplicity, and destination are all key considerations. The Capital One Venture X is an ideal travel card for moms and families who want to make it easy.

Last fall, we had a layover in Dallas that could’ve been a total disaster. The kids were cranky, our flight was delayed, and I hadn’t eaten in way too many hours. But instead of sitting on the floor near an outlet, we ended up relaxing in a quiet lounge with free snacks, outlets at every chair, and sparkling water on tap. It wasn’t fancy-fancy, but for a family of six, it felt like a first-class miracle.

These are the cards I come back to over and over—they’ve proven themselves with solid rewards, useful perks, and the kind of flexibility that makes family travel way more doable. I’ve kept them in my wallet year after year for a reason. Because of affiliate guidelines, I can only share these cards within a list format, but I think you’ll still find the info super helpful.