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LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening — that’s equal to $1,000 in travel.
Annual fee: annual_fees
Advertiser Disclosure: The Rewards Mom may receive a commission from card issuers.
This is the card I recommend most as a starting point from this bank. My sister and I are constantly debating which points are the most valuable—and Capital One is always her argument.
I like this card because it hits that middle ground between beginner-friendly and genuinely high-value. You get flat 2X on everything, which is huge for families.
You can erase almost any travel purchase with miles — including cruises and theme parks — which makes this especially powerful for families who don’t want to overthink redemptions.
Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone.