Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.

Capital One Spark Cash Plus

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Did you know that there’s not a minimum size for a business? That means you could qualify with something as small as selling on Facebook Marketplace. Learn more about that here.

Current Welcome Offer: $2,000 Cash Back after $30,000 spend in 3 months. Plus an additional $2,000 for $500K in year one.

If you are coming from Facebook or Instagram, click the 3 black dots in the upper right-hand corner and choose “open in external browser.” Otherwise, the link will not work properly.

Annual Fee: $150


Why Moms Love This Card:

2% cash back on everything—easy earning, no categories.

Huge intro bonus potential for large expenses like remodels, braces, etc.

No foreign transaction fees—great for international travel.

Pairs with Venture/Venture X for point transfers.

Easy business card approval (think FB Marketplace, Etsy, side hustle).

Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities.
Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.