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The Business Platinum Card® from American Express

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Learn How to Apply

Annual fee: annual_fees • See Rates and Fees

Terms apply to American Express benefits and offers. Enrollment may be required for select benefits.

My Take

This business card can look overwhelming at first, but when you break it down, it’s really about making business travel easier and more comfortable. Lounge access through the Global Lounge Collection® (for eligible Card Members) can change your whole airport experience, and I love how flexible Membership Rewards® points are for flights and hotels.

Benefit Highlights

  • 5X on flights and prepaid hotels: Earn 5X Membership Rewards® points on flights and prepaid hotels booked through American Express Travel®.
  • 2X in key business categories: Earn 2X Membership Rewards® points on eligible purchases at U.S. construction material and hardware suppliers, U.S. electronic goods retailers and software & cloud system providers, and U.S. shipping providers, plus on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. Earn 1X on other eligible purchases.
  • Global Lounge Collection®: Access for eligible Card Members to 1,550+ airport lounges worldwide, including The Centurion Lounge® and Priority Pass™ Select lounges (enrollment required).
  • Hotel Credit: Get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel. The Hotel Collection requires a minimum two-night stay.
  • Airline Fee Credit: Up to $200 in statement credits each calendar year for incidental fees charged by the one qualifying airline you select. Enrollment required.
  • CLEAR+ Credit: Up to $209 in statement credits each calendar year for a CLEAR+ membership.
  • Business partner credits: Statement credits on eligible purchases with select partners, including Dell Technologies, Adobe, Indeed, ChatGPT Business and U.S. wireless telephone service providers. Each credit has its own amount, timing and terms. Enrollment required.
Terms apply. Enrollment required for select benefits. The Hotel Collection requires a minimum two-night stay. Airline Fee Credit: American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

For rates and fees of the The Business Platinum Card® from American Express, please visit Rates and Fees.

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