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The Business Platinum Card® from American Express

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As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

My Take

This is one of those cards that can look overwhelming at first, but when you break it down, it’s really about making business travel easier and more comfortable. The lounge access alone can completely change your airport experience, and I love how flexible Membership Rewards® points are for flights and hotels.

Benefit Highlights

  • As high as 300,000-point welcome offer: This is a targeted offer, so you’ll see the exact bonus you’re eligible for after clicking through. It could be lower than the advertised maximum.
  • No “family rules” restrictions: American Express business cards are not subject to the same “family rules” as personal cards, which means you may still be eligible for a welcome offer even if you’ve had other cards that earn Membership Rewards® points.
  • Global Lounge Collection®: Access over 1,550 airport lounges worldwide, including Centurion® Lounges and Priority Pass™ (enrollment required).
  • 5X on flights and prepaid hotels: Earn 5X Membership Rewards® points when booking through AmexTravel.com.
  • 2X on key business categories: Earn 2X points on U.S. purchases at construction suppliers, electronics retailers, software/cloud providers, shipping providers, and on purchases of $5,000+ (up to $2 million per year).
  • 1X on everything else: All other eligible purchases earn 1X Membership Rewards® points.
  • Up to $600 hotel credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through Amex Travel (minimum 2-night stay required).
  • Airline + travel credits: Up to $200 airline fee credit annually plus up to $209 back for CLEAR® membership.
  • Business credits: Statement credits available for partners like Dell, Adobe, Indeed, and wireless services (enrollment required).
  • No preset spending limit: Your spending capacity adjusts based on your purchase, payment, and credit history.
Enrollment required for select benefits. Welcome offers vary. Terms apply.

Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.