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The Business Platinum Card® from American Express

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Learn How to Apply

Annual fee: annual_fees  •  See Rates & Fees

Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com.

The Rewards Mom may receive a commission from card issuers. Some or all of the card offers that appear on The Rewards Mom are from advertisers and may impact how and where card products appear on the site. The Rewards Mom does not include all card companies or all available card offers.

American Express Disclosure: The Rewards Mom may receive a commission from card issuers. For rates and fees of The Business Platinum Card® from American Express, please visit www.americanexpress.com.

My Take

My husband leans on this card for work travel because the lounge access is so strong, and I love the flexibility of Membership Rewards® points. If you’re in a Delta hub, it’s helpful to have SkyMiles as a pathway (more on how I think about Delta in this post). I also watch for transfer bonuses and top off for stays with Hilton or Marriott when it makes sense. Add in the 35% Pay With Points rebate on Amex Travel flights and the business-friendly credits, and it’s a powerful “make work travel easier” card.

Benefit Highlights

  • Global Lounge Collection®: Access Centurion® and Priority Pass™ (enrollment req.) plus Delta Sky Club® when flying same-day Delta; visit limits apply with an option to unlock unlimited after high annual spend. Check Delta’s current rules before you go.
  • 35% Pay With Points rebate: Get 35% of the points back on eligible flights booked through Amex Travel (selected qualifying airline in economy, or business/first on any airline), up to the annual cap.
  • 5X on Amex Travel: Earn 5X Membership Rewards® points on flights and prepaid hotels booked at AmexTravel.com.
  • Hotel credit via Amex Travel: Up to $600 back annually on select prepaid hotel bookings through American Express Travel (terms apply).
  • Tech & services credits: Statement credits for select partners (examples include Dell, Adobe, Indeed, and eligible wireless services). Enrollment and terms apply.
  • Premium protections: Built-in trip and purchase protections on eligible travel and purchases (see terms).
Enrollment required for select benefits. Lounge access, visit limits, and airline program rules can change; see Delta and American Express for current details. Pay With Points rebate subject to cap and qualifying fare rules. Credits have category, timing, and enrollment requirements—review terms before relying on them.

For rates and fees of The Business Platinum Card® from American Express, see Rates & Fees .

Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities.

Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers.

American Express Disclosure: The Rewards Mom may receive a commission from card issuers. Some or all of the card offers that appear on The Rewards Mom are from advertisers and may impact how and where card products appear on the site. The Rewards Mom does not include all card companies or all available card offers.