It started with a moment of sticker shock. I was pricing out a Universal Orlando vacation for our family of six—and when I saw the total, I actually laughed out loud. Not the fun, theme-park kind of laugh. The “surely this is a mistake” kind.

When we first started using points, I remember staring at our balance of 100,000 and wondering: how far can this actually take a family of six?

I had seen people use that many points for one first-class flight or two nights at a luxury hotel. But I knew there had to be a better way—especially if I wanted to stretch those points into real family vacations. And the good news? There absolutely is! We’ve used 100k points for a full week of hotel stays, roundtrip flights for four, or two rooms at a resort where my husband and I got our own room. That’s the magic of smart redemptions.

You carefully booked the perfect flights for your family trip. Then weeks (or even months) later, that dreaded email hits your inbox:
“Your Southwest flight schedule has changed.”

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If you’ve spent any time in the points and miles world, you’ve probably heard that transferring points to travel partners usually gets you the best value—and that’s true. But as a mom booking travel for a whole family, I know that maximizing every cent per point doesn’t always work out in real life. Sometimes, using points to erase travel purchases or book through a travel portal actually makes more sense.