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Paying taxes is the actual worst, but if you play your cards right (ha! get it?), it can actually bring you an extra benefit. If you’re already sending a big chunk of money to the IRS, why not use that expense to earn a sign-up bonus, rack up points, or get closer to elite status so you can take that trip?

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Paying taxes is the actual worst, but if you play your cards right (ha! get it?), it can actually bring you an extra benefit. If you’re already sending a big chunk of money to the IRS, why not use that expense to earn a sign-up bonus, rack up points, or get closer to elite status so you can take that trip?

Should You Pay Your Taxes With a Credit Card? When It Makes Sense

What if I told you there’s an easy way to get a free hotel stay every year—without even thinking about it? Many hotel credit cards offer free night certificates just for holding the card or hitting a spending threshold. And if you travel even a little, this benefit can easily offset the card’s annual fee and save you money on family vacations.

Credit Cards With Annual Free Night Certificates 

A beautiful rental property

Vacation rentals can be a game-changer for families—more space, kitchens for cooking in, and room for everyone to relax. But one of the biggest questions I get is: Can you book these kinds of stays with points?

How to Book Vacation Rentals with Points: A Guide for Families

Hawaii scene of the beach

Planning a trip to Hawaii with a big family can feel like a dream—and a challenge. I remember the first time we looked into visiting, the hotel prices alone made me pause. But once we started using points, things changed. We booked five nights at a beachfront resort, skipped the resort fees, and still had money left for shave ice and snorkeling. That’s the kind of family trip I want every mom to know is possible.

The Best Family Hotels in Hawaii That Sleep 5 or 6 — and You Can Book Them with Points

Disney cruise shift

Planning a Disney cruise is an exciting adventure, but it can also come with a hefty price tag. Fortunately, with a little strategy, you can offset those costs using points and miles, making that dream vacation more accessible for your family. In this guide, we’ll walk you through how to make the most of your rewards, what to expect on a Disney cruise, how it stands out from other cruise lines, and the best times to set sail.

How We Made Our Disney Cruises More Affordable with Points & Miles

Advertiser Disclosure: The Rewards Mom has partnered with CardRatings for our coverage of credit card products. The Rewards Mom and CardRatings may receive a commission from card issuers. Feeling Overwhelmed by Points and Miles? You’re Not Alone If you’ve ever thought, “How in the world are people taking free vacations with credit card points?”—while also […]

The Simple Way to Start Using Points & Miles for Travel

Transferable points give you a way around hotel or airline inflated rates. You can move your points to different partners and book smarter while getting more value.

Transferable Points Are Key to Better Redemptions

vacation items like that, sunglasses, and camera

With its easy-to-understand rewards program, travel perks, and affordable $95 annual fee, this card can help moms and families save on everything from groceries to that long-awaited vacation. Here’s why it should be on your radar.

Save on Travel with Capital One Venture Rewards Card

Why I Always Save My Points for These Two Travel Programs One of the biggest frustrations with points and miles? Figuring out how to actually use them for good redemptions. Some airline and hotel programs make it unnecessarily complicated—blackout dates, unpredictable pricing, and sneaky fees can turn what should be a nearly free trip into […]

Why Southwest & Hyatt Are the Easiest Transfer Partners for Maximizing Your Points

If you’re a mom trying to stretch your points for family vacations, Hyatt is one of the best hotel programs out there. With family-friendly properties, incredible point value, and perks that make travel easier, Hyatt consistently ranks as a top choice for families looking to book hotel stays with points.

Hyatt for Families: Best Ways to Book with Points

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The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.

Points and Money Tools

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Ready to turn your everyday spending into unforgettable family travel? This 4-part course is your step-by-step guide to earning free flights and hotel stays using credit card points. Whether you're just curious and want to start with one section, or you're all in and ready for the full bundle, there's an option that fits your pace. Enroll once and get lifetime updates, plus access to a private Facebook group where moms just like you share tips, wins, and support. This isn’t just a course—it’s a total mindset shift for how your family travels.

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If you’re a mom trying to stretch your points for family vacations, Hyatt is one of the best hotel programs out there. With family-friendly properties, incredible point value, and perks that make travel easier, Hyatt consistently ranks as a top choice for families looking to book hotel stays with points.