30 Ways to Use 100k Points

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When we first started using points, I remember staring at our balance of 100,000 and wondering: how far can this actually take a family of six?

Also, at the time of this writing there is a VERY good card with a 100,000 point welcome bonus. Hit those elevated offers at the right time, and you can really start off strong in your points and miles journey.

I had seen people use that many points for one first-class flight or two nights at a luxury hotel. But I knew there had to be a better way—especially if I wanted to stretch those points into real family vacations. And the good news? There absolutely is! We’ve used 100k points for a full week of hotel stays, roundtrip flights for four, or two rooms at a resort where my husband and I got our own room. That’s the magic of smart redemptions.

➡ If you’re just getting started with points, definitely check out my Beginner's Guide to Points & Miles before diving in. It walks you through how to earn, use, and stack points without feeling like you need a PhD in rewards programs.

Real Ways Real Families Use 100k Points

Today I’m sharing 30 real ways families can use 100,000 points—a mix of dreamy resorts, real-life flight redemptions, and some of the most practical travel hacks we use again and again.

Here’s a list of flexible travel credit cards I recommend that help you earn the kinds of points used in these redemptions.

Resorts Worth Saving Up For

You know I’m all about keeping costs down, but when it comes to anniversary trips or bucket list memory makers, I’ll happily splurge on a property that blows us away—but we do it a lot more often now that we know we can cover it with points. Booking for all of these hotels can be found here.

1. Grand Hyatt Kauai Resort & Spa (35k–45k points/night) — Lagoon-style pools, beachfront views, and lush tropical vibes. With 100k points, you can book two nights—perfect for a parents-only escape or the start of a longer trip. Check out this post if you want all the details of out last trip here.

2. Hyatt Ziva Cap Cana (25k–29k points/night) — All-inclusive and family-focused in the Dominican Republic. Four nights here and you won’t lift a finger.

3. Hyatt Regency Maui (25k–29k points/night) — Poolside penguins, an on-site luau, and perfect sunsets.

4. Andaz Costa Rica at Peninsula Papagayo (20k–25k points/night) — Best for active families with teens. Surfing, ziplining, and stunning views.

5. Hyatt Ziva Puerto Vallarta (20k–25k points/night) — Ocean views in every room and a kid-friendly water play area.

6. Dreams Jade Resort & Spa (20k–25k points/night) — All-inclusive in Mexico with large suites and loads of included dining.

7. Park Hyatt Aviara, Carlsbad CA (25k–29k points/night) — Close to LEGOLAND California and the San Diego Zoo. One of my favorite points properties we’ve ever stayed at.

8. Hyatt Regency Grand Cypress, Orlando FL (12k–15k points/night) — Minutes from Walt Disney World, plus a private lake and pool.

9. Hyatt Place Moab (12k–15k points/night) — Road trip gold star near Arches National Park. Up to 7 nights for 100k.

10. Alila Ventana Big Sur (45k–50k points/night) — Parents-only splurge with meals included. Total luxury.

Flight Redemptions That Make Sense for Families

When airfare spikes during school breaks, points step in like a hero. These redemptions can help you dodge $2,000+ price tags.

1. Southwest Airlines – With 100k points and the Companion Pass, you could cover 4–6 roundtrips for your family depending on your destination. You can find flights to Hawaii from 6,000–12,000 one-way from the west coast.

2. JetBlue – Fly East Coast to the Caribbean with 4–5 roundtrip tickets depending on transfer ratios.

3. United Airlines – 12.5k miles each way domestically, with multi-city perks that give extra value.

4. American Airlines – Off-peak deals for as low as 10k miles each way. A family of four can fly roundtrip with 100k.

5. British Airways – Short flights like NYC to Toronto or Miami to the Bahamas start at just 7.5k points one way.

6. Air Canada Aeroplan – 100k points can get you to Europe roundtrip, sometimes with a stopover included.

7. Turkish Airlines – U.S. to Hawaii for 15k miles roundtrip—yes, roundtrip. On United-operated flights.

8. Iberia – Boston or NYC to Madrid for 34k Avios one-way off-peak. A family of three flies for just over 100k.

9. Delta Airlines – Flash sales sometimes offer domestic flights as low as 10k roundtrip.

10. Alaska Airlines – From the West Coast to Hawaii for 15k–20k miles one way.

Redemptions That Stretch Every Last Point

The practical, often-overlooked redemptions—the ones that may not be flashy but actually fit how most of us travel when we aren’t on points anyway—are the ones that make real-life trips so much easier.

1. Hyatt Place St. George, Utah: 2 rooms for 2 nights at 8k per room/night – Near Zion National Park and perfect for bigger families.

2. Hyatt House Orlando/International Drive: 5 nights at 12k/night – Full kitchen + breakfast? Yes please.

3. Grand Hyatt DFW: 1 night at (20k/night) – Inside the terminal. Ideal for early flights.

4. Hyatt Place Panama City Beach: 7 nights at (12k–15k/night) – Beachfront + free breakfast = win.

5. Story Hotel Signalfabriken, Stockholm: 5 nights at 20k/night – Boutique Europe on a budget.

6. Hyatt Place Kyoto: 6 nights at a family-friendly base for exploring Japan.

7. Il Tornabuoni, Florence: 4 nights at 25k/night – Stay in a luxury SLH hotel in Italy.

8. Hyatt Regency Albuquerque: 5 nights for a perfect Southwest stop on a road trip.

9. 3 nights + car rental with Capital One Travel – Use 75k for a hotel, 25k for the rental. Easy family fly-drive.

10. Hyatt Centric Guatemala City: 4 nights – Rooftop pool + great base for volcano or lake day trips.

Want to earn more points for your next family trip? Join my free newsletter for weekly tips and deals just for busy moms. You can also follow along on Instagram or join our private Facebook group for daily ideas and inspo.

Looking to maximize your shopping? Some banks limit how often you can earn bonuses, so I also use shopping portals to earn even more. Here’s my guide to how to stack points through Rakuten vs. Capital One, and these are my favorite cards to use when shopping online: My go-to cards for online purchases.

Ready to start earning points for your next vacation? Check out my guide to the best credit cards for family travel and take the first step today!