American Express Platinum Card®

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Learn How to Apply

Annual fee: annual_fees  •  See Rates & Fees

Terms apply. Enrollment required for select benefits. Visit americanexpress.com.

Advertiser Disclosure: The Rewards Mom may receive a commission from card issuers.


My Take

My husband loves this card for work travel because it offers the most comprehensive lounge access he’s used: Centurion Lounges, Priority Pass™, and Delta Sky Clubs when he’s flying Delta. For me, the magic is flexibility. I live in a Delta hub (and you already know why I rarely use SkyMiles here), but I love having access to Hilton bonuses with Membership Rewards®. I’ve also leaned on Marriott for quick family getaways and always track the best transfer bonuses.

But what really changed this card for me is the new wave of lifestyle perks. Things I’ve always wanted… but never paid full price for.

Like lululemon. I love their stuff; I just never love the price. With the new credit, suddenly I don’t overthink it anymore. I refresh leggings, grab a travel top, and move on, knowing I already paid for it with my card benefits.

Same with the Oura Ring. It’s expensive enough that I’d normally skip it, but when the card knocks down a big chunk of the cost, it suddenly feels reasonable. Sleep, stress, wellness… it all becomes reachable.

This version of the card isn’t just about flights and lounges anymore. It’s about real life spending. The stuff you *actually* pay for. And that’s what finally made the math click for me.

Benefit Highlights

  • lululemon credit: Up to $300/year NEW
  • Oura Ring credit: Up to $200/year NEW
  • Resy dining: Up to $400/year NEW
  • Digital entertainment: Up to $300/year
  • Uber: Up to $200 Uber Cash + $120 Uber One
  • Hotel credit: Up to $600 at select properties
  • Airline incidental: Up to $200/year
  • Lounge access: Centurion®, Priority Pass™, Delta Sky Club®
  • Status: Hilton & Marriott Gold
  • Security: CLEAR®, Global Entry / TSA PreCheck®
  • Earning: 5× flights & prepaid hotels via Amex Travel
Enrollment required for select benefits. Hotel Collection requires a minimum two-night stay.

For rates and fees, see Rates & Fees.


Editorial Disclosure: Opinions are the author’s alone and not endorsed by any issuer.