American Express Platinum Card®
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Annual fee: annual_fees • See Rates & Fees
Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com.
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My Take
My husband loves this card for work travel because it offers the most comprehensive lounge access of any card he’s tried—Centurion Lounges, Priority Pass™, and even Delta Sky Clubs when he’s flying Delta. For me, the real draw is the flexibility of American Express transfer partners. Living in a Delta hub, I appreciate having SkyMiles as an option (see why I rarely use them for flying Delta here), but I also love taking advantage of Hilton transfer bonuses when they pop up—since you already get two Hilton points for every one Membership Rewards® point, those bonuses make it an incredible value. I’ve also used Marriott transfers to top off for family weekends away, and I always keep an eye on the latest transfer bonuses to stretch our points even further.
Benefit Highlights
- Global Lounge Collection®: Centurion®, Priority Pass™, Delta Sky Club® (10 visits from Feb 1–Jan 31; eligible Delta flight; part of Global Lounge Collection).
- Airline incidental credit: Up to $200 per calendar year.
- Hotel credit: Up to $600 via Fine Hotels + Resorts® / The Hotel Collection.
- Digital entertainment: Up to $300 in eligible subscriptions.
- Uber: Up to $200 Uber Cash + up to $120 Uber One credit.
- Dining & shopping: Up to $400 Resy + up to $300 lululemon credits.
- Status: Hilton Honors™ Gold & Marriott Bonvoy® Gold.
- Security fast lanes: CLEAR® Plus + Global Entry/TSA PreCheck® credits.
- Earning: 5x flights (direct or American Express Travel®, up to $500k/yr) & prepaid hotels via Amex Travel.
For rates and fees of the American Express Platinum Card®, see Rates & Fees.
Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities.