Delta SkyMiles® Gold Business American Express Card
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Annual fee: annual_fees • See Rates & Fees
Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com.
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American Express Disclosure: For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please visit www.americanexpress.com.
My Take
This is my favorite entry point for business owners who fly Delta and don’t want to mess with their 5/24. If you have even a small side hustle, this card lets you earn Delta miles, get free checked bags, and access solid travel perks without committing to a high annual fee.
I especially like this card when the welcome offer is elevated. It’s an easy yes for business owners who already fly Delta a few times a year and want perks that actually reduce out-of-pocket travel costs.
If you live near a Delta hub and want to see how I think about *which* Delta card makes sense at different stages, I break it all down here: Delta Credit Cards Explained: What I’d Do Living at a Hub .
Why Business Owners Love It
- Doesn’t count toward 5/24: Great if you want to stay eligible for other personal cards later.
- Free checked bag: Saves real money fast if you fly Delta even a few times a year.
- 15% off Delta award flights: Automatically applies when booking with miles.
- Useful everyday earning: Bonus miles on Delta purchases, dining, and U.S. shipping.
- Lower annual fee: Easier to justify than the premium Delta cards.
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