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Annual fee: annual_fees • See Rates & Fees
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American Express Disclosure: For rates and fees of the Delta SkyMiles® Gold American Express Card, please visit www.americanexpress.com.
If you live near a Delta hub and want a card that makes flying easier without a huge commitment, this is usually where I tell people to start. Free checked bags, priority boarding, and solid earning categories make a noticeable difference right away — especially for families.
I also like this card as a first Delta card because eligibility rules can get weird once you’ve held higher-tier Delta cards. Starting here keeps your options open if you decide you want to move up later.
For a bigger-picture look at how I think about Delta cards overall — especially if you live at a hub — read my full breakdown here: Delta Credit Cards Explained: What I’d Do Living at a Hub .
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