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Capital One Venture X Business

Capital One Venture X Business

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Limited-time card anniversary offer: $1,000 bonus to use on Capital One Business Travel + 300,000 bonus miles + your $300 annual Capital One Business Travel Credit

Learn How to Apply

Annual fee: annual_fees

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My Take

This one’s not for beginners, but the potential payoff is massive. Even at the standard offer, this card is an incredible return if your business has big expenses like taxes, inventory, or vendor payments.

If you can hit that spend, here’s why I like this card: premium lounge access (Capital One Lounge and Landing locations and participating Priority Pass™), a 10,000-mile anniversary bonus, and a simple earn rate of 2 miles per dollar on everything. The $395 annual fee sounds steep, but it’s easy to offset if you use the perks regularly.

A Few Things to Know

  • It’s designed to be paid in full, but you have the option to carry over a portion of your balance with interest if needed.
  • This card does not count toward 5/24.
  • You can hold both this card and the personal Venture X.

Who It’s For

If your business spends big, you want straightforward earning, and you appreciate premium travel perks, this card is one of the best options out there. If the $120k minimum spend makes your eyes bug out, there are other great Capital One business cards with smaller thresholds.

Tip: If you also hold a miles-earning card like this one or this one, you can combine business spending power with flexible travel redemptions for family trips. And if you’re wondering about some of my favorite ways to use Capital One points, you’ll love this article .

Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities.