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The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.
Points and Money Tools
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Can you use Capital One points for Accor hotels? Yes—but the math might surprise you. Here’s when it makes sense, and when to save your miles instead.
Can you use Capital One points for Accor hotels? Yes—but the math might surprise you. Here’s when it makes sense, and when to save your miles instead.
You can set things up so that earning with Rakuten becomes nearly automatic on both your phone and your desktop. Let me help you do it.
Most people use their Hyatt perks one at a time.
Globalists use them like ingredients in a recipe.
Because when you stack a Guest of Honor award (for perks) + a Suite Upgrade Award (for guaranteed space) + a Free Night Certificate or points stay (to reduce cost), that’s when you unlock those “Wait, how are you staying in THAT room for free?” moments.
Let’s turn your random Hyatt perks into one unforgettable stay.
Up until now, Bilt points have been notoriously hard to earn; you could basically do it through rent and one card. Within a week, Bilt announced two big shifts: you can earn through Rakuten right now, and starting in February, you’ll be able to earn on your mortgage too.
Some Hyatt perks are nice-to-have. Suite Upgrade Awards are don’t-you-dare-waste-them perks.
Used right, one click can turn a tight standard room into a full living room, balcony, and separate bedroom with a door. Used wrong… you’ve burned a golden ticket on a room that was already empty.
If you’ve ever watched a big chunk of your budget disappear into rent and thought, “There has to be a smarter way,” there’s good news. Bilt is a rewards program that helps renters (and everyday spenders) earn points you can use for flights and hotel stays.
I talk to so many moms who’ve done the work — signed up for the cards, tracked the bonuses, built up big balances — and then freeze when it’s time to actually spend them. Because what if you “waste” them? What if a better deal comes later?
Here’s the truth: those points were never meant to live in an account. They were meant to turn into memories.
If you’ve ever tried to book four (or six!) seats on the same plane for a school-break trip, you know the feeling…the price jumps while you’re still comparing flight times, and suddenly that long-awaited vacation feels out of reach.
Points changed that for us. Not because I’m chasing every shiny deal, but because I’ve learned to focus on just a few programs that make real family travel easier.
If you’ve ever wished you could share your elite hotel perks with someone you love, Hyatt is one of the only programs that officially lets you do it.
That’s exactly what the Guest of Honor Award is designed for.
We flew to Italy on points for our 17-year anniversary. Here’s how we booked business class using 60K points instead of $2,800 per ticket.
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Ready to turn your everyday spending into unforgettable family travel? This 4-part course is your step-by-step guide to earning free flights and hotel stays using credit card points. Whether you're just curious and want to start with one section, or you're all in and ready for the full bundle, there's an option that fits your pace. Enroll once and get lifetime updates, plus access to a private Facebook group where moms just like you share tips, wins, and support. This isn’t just a course—it’s a total mindset shift for how your family travels.
How to become a rewards mom
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We flew to Italy on points for our 17-year anniversary. Here’s how we booked business class using 60K points instead of $2,800 per ticket.
