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If you aren’t new to the points and miles hobby, you will know that elevated offers really help boost your numbers. It’s thrilling to open a card, meet a minimum spend, and see your account fill with all those points. Sometimes you are in between cards and don’t know what to open. Sometimes there are rumors of a “big” bonus were swirling, but nothing has been announced yet. So, should you wait for an elevated welcome offer, or go ahead and apply?

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If you aren’t new to the points and miles hobby, you will know that elevated offers really help boost your numbers. It’s thrilling to open a card, meet a minimum spend, and see your account fill with all those points. Sometimes you are in between cards and don’t know what to open. Sometimes there are rumors of a “big” bonus were swirling, but nothing has been announced yet. So, should you wait for an elevated welcome offer, or go ahead and apply?

Elevated Offers: When to Apply and When to Wait

Last winter I was numbing out by scrolling on my phone, and I decided to look through flight prices for our family of six. Everything was SO EXPENSIVE. Out of frustration I typed “Anywhere” into Google Flights, and discovered its hidden Explore tab. Suddenly, I could see flights to places I hadn’t even considered, with live prices on a map. Using Google Flights explore to save has changed the way we plan.

Using Google Flights Explore to Save

The truth is, you don’t need to master every points program to book free (or almost free) international flights. You just need the right credit cards. The right cards will earn you points you can actually use for long-haul travel.

How to Book International Flights with Points

I’ll never forget the moment I stretched out in a lie-flat seat on my flight to Rome. The ticket would have cost nearly $2,800, but instead I used 60,000 points I’d earned from my credit card. If I had chosen cash back, those same points would have given me about $600 off my statement. Both are valuable, but in that moment, the difference between cash back and flexible points had never felt clearer.

Cash Back vs. Flexible Points Credit Cards

I had a realization the other day that we could stretch our points farther at the same kinds of hotels we were already booking as a family. We don’t necessarily have to book a fancy resort, and we still have a great time.

Hyatt Hotels for 8,000 Points

With free nights worth 85k, you’re suddenly able to book stays at Marriott’s highest-end resorts like the Ritz-Carlton or St. Regis!

50 Ways to Use an 85k Marriott Free Night Certificate

Beautiful scenery on vacation

Every year, I look forward to the Marriott free night certificates that come with some of my cards. With a 50k certificate, the options feel even bigger than the 35k certificates, especially since you can now add up to 15,000 points to stretch it into a 65k night. That little top-off opens the door to some incredible family stays.

50 Ways to Use a 50k Marriott Free Night Certificate

I was curious one day and asked ChatGPT to round up the 100 most popular Marriott hotels on the internet. The list it gave me is pretty impressive. As a mom who leans on Marriott a lot for family travel, whether it’s soccer tournaments, Disney trips, or just finding a SpringHill Suites that fits all six of us, I can see why so many of these properties keep coming up in conversations.

Best Marriott Properties for Families

At first glance, a 35k certificate might not sound like much, but it goes farther than you’d think, especially since you can now add up to 15,000 points and stretch it to a 50k stay. That little detail has opened up some incredible options for us over the years.

50 Ways to Use a 35k Marriott Free Night Certificate

how to skip the rental car line

We’ve all been there, you’ve had a long flight and everyone is tired. Instead of getting the keys and leaving the airport, you hit the dreaded line at the rental counter. It’s moving slower than the DMV, yet the drop in your patience level is accelerating. Then you remember that I taught you how to skip the rental car line with your credit card perks, and the the beginning of your trip becomes a breeze instead of a burden.

How to Skip the Rental Car Line (and Start Your Trip on Time)

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The tools I use every week to track our points, organize cards, and make sure we never miss a deal. If you’ve ever felt overwhelmed trying to keep it all straight, these are for you.

Points and Money Tools

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Ready to turn your everyday spending into unforgettable family travel? This 4-part course is your step-by-step guide to earning free flights and hotel stays using credit card points. Whether you're just curious and want to start with one section, or you're all in and ready for the full bundle, there's an option that fits your pace. Enroll once and get lifetime updates, plus access to a private Facebook group where moms just like you share tips, wins, and support. This isn’t just a course—it’s a total mindset shift for how your family travels.

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We’ve all been there, you’ve had a long flight and everyone is tired. Instead of getting the keys and leaving the airport, you hit the dreaded line at the rental counter. It’s moving slower than the DMV, yet the drop in your patience level is accelerating. Then you remember that I taught you how to skip the rental car line with your credit card perks, and the the beginning of your trip becomes a breeze instead of a burden.